Virginmoney.com home insurance is provided by AA Insurance Services. Protect your home and contents through Virginmoney.com and rest assured that you have reliable cover at their most competitive rate. Virginmoney.com Buildings Insurance - Full replacement cost or repair
- Full cover for Accidental Damage (eg putting your foot through the ceiling from the loft)
- Alternative accommodation if house uninhabitable due to an insured peril - up to £10,000
- Architects, surveyors and legal fees
- Following loss or damage from an insured peril, costs associated with complying with statutory building regulations
- Up to 90 days cover on both properties when moving house (certain restrictions apply)
- Property owners third party liability - up to £1,000,000
- Legal liability for properties previously owned - up to £1,000,000
- Legal Helpline
- Disaster Helpline
- Home Emergency Cover that will cover the cost of emergency repairs in a variety of specified situations
Virginmoney.com Contents Insurance - New for old basis - see FAQ's
- Accidental Damage - television, video, audio and home computer equipment whilst in the home
- Accidental Damage - other non-portable electrical/gas appliances (eg microwave)
- Items in course of professional removal
- Furniture in storage for up to 14 days, during course of removal
- Contents normally in the open, within the property's boundaries (excluding storm or flood damage) - up to £500
- Items temporarily removed from the home - up to £5,000
- Freezer contents - up to £500
- Alternative accommodation if house becomes uninhabitable due to an insured peril - up to total of 20% of maximum sum insured
- Legal Helpline
- Disaster Helpline
- Replacement door and window locks plus alarms/safes following loss or theft of keys - up to £250
- Money - up to £300
- Credit Cards - up to £500
- Guests' personal effects - up to £250
- Christmas Seasonal Increases - 10% increase in insured value (1st Dec-6th Jan)
- Weddings Increase - 10% increase in insured value (one month prior to and after)
- Personal liability, in and out of home - up to £1,000,000
- Domestic employees liability - up to £10,000,000
- Occupiers' liability, ie damage to a third party in and around the home - up to £1,000,000
- Unsatisfied damages (in the event of policyholder being awarded damages but where third party cannot pay) - up to £100,000
- Legal expenses cover - up to £25,000
- Loss of heating oil - up to £750
- Loss of metered water - up to £750
Additional information can be found on the Virginmoney.com Home Insurance website. (See the links above) | 
Virgin Home Insurance
