Over the years, Saga.co.uk have found that people aged 50 and over make fewer claims on their home insurance than young home owners. This means Saga.co.uk home insurance policies can often offer low prices, while still providing high levels of cover Buildings InsuranceAs your home is probably your most important and valuable asset, Saga.co.uk's straightforward buildings insurance policy has been designed to provide your home with the protection it needs. Cover includes:- - Full cover for up to 60 consecutive days at a time when you travel or are away from home.
- Up to £2,000,000 for your legal liability as a property owner.
- Accidental damage to cables, underground pipes and drains serving your home and for which you are responsible.
- Property rebuilding or repair expenses including architects' and surveyors' fees.
- Up to 10% of your buildings sum insured for the cost of alternative accommodation if you have to move out during repairs.
- Cover for the cost of any damage caused should the emergency services have to force entry to your home in the case of a medical emergency.
- Cover for fixtures and fittings, such as fitted kitchen units.
- Structure cover;- includes walls, hedges, fences, drives, paths, patios, outbuildings, swimming pools and tennis courts.
Contents InsuranceSaga.co.uk's Contents insurance provides comprehensive cover for your possessions against theft or damage inside your home or garage. Cover includes: - New-for-old cover provides replacement of an insured item that is damaged or stolen with a brand new one of equivalent value (excluding clothing and linen). Increased cover can be provided by Cover Plus.
- Full cover for up to 60 consecutive days at a time when you travel or are away from home.
- Office contents cover up to £5,000 if you work from home. Also available is their Home Worker Cover as an Additional Cover Option.
- Frozen food is included in your cover, up to a limit of £500. Increased cover can be provided by Cover Plus.
- Moving home contents cover, if your contents are lost or damaged, if professionally packed and carried when you move house. Please note this is only available if you have Saga.co.uk Household Insurance on your existing property before moving.
- Christmas and family weddings, your cover will automatically be increased by 10%.
- Replacement of external locks if your keys are lost or stolen - maximum value of £250.
- Up to £5,000 fatal injury benefit if you or any member of your family are fatally injured in your home due to fire or theft.
- Up to 20% of your contents sum insured, towards the cost of alternative accommodation if insured damage makes your home uninhabitable.
- Cover for garden property, such as sun loungers or barbecues if they are left out in the open and stolen (up to £500). Also available is their extended Garden Cover as an Additional Cover Option.
- Up to £500 for loss of oil or metered water.
- Up to £2,000,000 for legal liability.
Additional information can be found on the Saga.co.uk Home Insurance website. (See the links above) | 
Saga Home Insurance
