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Postoffice.co.uk home insurance tailor your policy so that you only pay for the cover you need. You can choose from buildings insurance, contents insurance and combined cover.

Buildings insurance

This is the cover you need to protect the physical structure of your home, and permanent fixtures such as kitchen units and wallpaper, against fire, storm, flood, theft, vandalism, leaks and subsidence.

Postoffice.co.uk builings insurance cover includes accidental damage cover, useful if you put your foot through the ceiling or break a window.

Also included in your policy is Home Assistance, which provides 24-hour assistance for home emergencies like burst pipes and blocked drains.

Contents insurance

This is the cover you need to protect the things in your home that are not permanently fixed, such as your sofa, TV, rug or clothing against fire, storm, flood, theft, vandalism, leaks and subsidence. The Postoffice.co.uk will replace your damaged or stolen property with a new item of the same type (exclusions and conditions apply) when it cannot be repaired.

Postoffice.co.uk contents insurance cover includes:

• personal possessions – covers your belongings when you are away from home, such as a camera, a mobile phone or jewellery
• accidental damage to TVs, VCRs, DVD players, stereos and home computers
• garden contents
• replacement locks and keys
• freezer contents

Plus your cover is automatically increased by 10% at Christmas or during family weddings (exclusions and conditions apply) when you are likely to have extra valuables in your home. Additional information can be found on the Postoffice.co.uk Home Insurance website.
(See the links above)

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