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More Than Home Insurance

Click here to find cheap home insurance via our UK house insurance directory.
We recommend you get a quote from at least three companies.



More Than home insurance is provided by Royal and Sun Alliance.

Buildings insurance

You'll enjoy a wide range of benefits with a More Than buildings insurance policy, including:

Wide-ranging cover:
Your policy protects your garage, greenhouse and shed as well as your house. You'll be covered for accidents like breaking a window or cracking your sink. You'll also receive emergency cover of up to £150 for urgent repairs and overnight accommodation.

Great flexibility:
Options to pay monthly and to get additional cover against accidents like scorching kitchen work tops or pets chewing your carpets. Choice of combining buildings and contents insurance or taking it out on its own.

Quality service:
Highly experienced claims staff. Access to 24 hour legal and emergency helplines.

Great range of discounts:
One month's free insurance. £25 saving if you add buildings cover to your home contents policy. Additional discount for combining building and contents cover.

Contents insurance:

When you take a More Than contents insurance policy, you'll enjoy a great range of benefits, including:

Quality service
Highly experienced claims staff to help save you time and reduce stress. All items that are stolen or damaged are replaced on a new-for-old basis (except for clothes). Goods replaced by first class suppliers - you can even choose to upgrade electrical equipment and just pay the difference.

Wide-ranging cover
All general items in your house are covered. If your keys are lost or stolen, they pay up to £500 to have your locks replaced. If your children are at college, their things will be covered too. If you ever work at home, your PC and fax machines are protected (up to a £7,500 limit).

Superb choice of additional cover
Protect yourself from accidents like broken ornaments or scratched furniture. Insure possessions like cameras, watches and jewellery wherever you take them. You'll have access to legal advice and in case you're sued or want to sue someone, you can cover your legal expenses (in most cases).

Discounts

Because you only pay for the cover you need, you'll enjoy outstanding value for money. However, to cut the cost of your insurance even further, you may also be able to take advantage of their range of attractive discounts.

The cost of your contents insurance will be reduced if you:
  • have good home security
  • have a burglar alarm
  • belong to a registered Neighbourhood Watch scheme
You'll also pay less if you:
  • agree to pay the first £100 of any claim
  • combine your buildings and contents insurance within the same policy
Additional information can be found on the More Than Home Insurance website.
(See the links above)



Additional Sites:

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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