Marksandspencer.com home insurance is available as one of two straightforward and comprehensive policies, which have no upper limit on what is covered*, which means you will never be under insured.
Whichever type of cover you choose, every valid claim is paid swiftly and in full, there is no small print and their policy wording is clear and easy to understand.
Their only limits apply to personal money up to £500 and personal liability.
Premier CoverThe Marksandspencer.com Premier Home and Contents policies are designed to offer a wider level of protection against theft or damage including:
- Accidental damage, e.g. paint spilt on carpet
- Dependents possessions when they are away or living from home
- Any item bought from a Marks & Spencer store whilst being taken back to your home
You are covered for loss or damage to your buildings including garages, sheds or similar property. From something as small as your front gate to something as large as your roof, they insure it.
They pay for alternative accommodation where necessary and provide liability cover of up to £2 million as a result of a single incident.
Premier Cover protects against theft, loss or damage to the contents of your home. You are covered extensively for accidental damage and they even cover the possessions of any visitors whilst in your home.
You can even make one contents claim every four years and still keep your no claims discount of up to 30%.
Standard CoverTheir Standard Home and Contents Policy provides similar protection to their Premier Policy, the main difference being a reduced level of accidental damage protection.
You are covered for loss or damage to the basic buildings that form your home including the fixtures and fittings. Limited accidental damage cover is provided.
They pay for alternative accommodation where necessary and provide liability cover of up to £2 million as a result of a single incident.
Standard Cover protects against theft and loss or damage to the contents of your home. Cover is also included for accidental damage to TV, video, audio and computer equipment.
Their policy lets you make one contents claim every four years and still keep your no claims discount of up to 30%.
Additional Benefits of Marksandspencer.com home insurance include:
- You can make a claim once every 4 years without losing your No Claims Discount
- 5% discount if you pay using your Marks & Spencer Chargecard
- Switch from your Mortgage Provider and we’ll pay the transfer fees
Additional information can be found on the Marksandspencer.com Home Insurance website.
(See the links above)
Marks and Spencer Home Insurance
