Protect your home and contents through the Theaa.com and rest assured that you have reliable cover at their most competitive rate. Benefits of Theaa.com home insurance include: - 5% off the Theaa.com's normal prices when you buy online
- Unlimited buildings cover for 1-5 bed homes with a market value up to £350,000
- Automatic levels of cover, based on the number of bedrooms
- New for Old cover
- Cover for theft of garage and shed contents, cash & credit cards
- Cover for freezer contents
- Increased cover over Christmas and Wedding periods
Theaa.com Buildings Insurance - Full replacement cost or repair
- Full cover for Accidental Damage (eg putting your foot through the ceiling from the loft)
- Alternative accommodation if house uninhabitable due to an insured peril - up to £10,000
- Architects, surveyors and legal fees
- Following loss or damage from an insured peril, costs associated with complying with statutory building regulations
- Up to 90 days cover on both properties when moving house (certain restrictions apply)
- Property owners third party liability - up to £1,000,000
- Legal liability for properties previously owned - up to £1,000,000
- Legal Helpline
- Disaster Helpline
- Home Emergency Cover that will cover the cost of emergency repairs in a variety of specified situations
Theaa.com Contents Insurance - New for old basis - see FAQ's
- Accidental Damage - television, video, audio and home computer equipment whilst in the home
- Accidental Damage - other non-portable electrical/gas appliances (eg microwave)
- Items in course of professional removal
- Furniture in storage for up to 14 days, during course of removal
- Contents normally in the open, within the property's boundaries (excluding storm or flood damage) - up to £500
- Items temporarily removed from the home - up to £5,000
- Freezer contents - up to £500
- Alternative accommodation if house becomes uninhabitable due to an insured peril - up to total of 20% of maximum sum insured
- Legal Helpline
- Disaster Helpline
- Replacement door and window locks plus alarms/safes following loss or theft of keys - up to £250
- Money - up to £300
- Credit Cards - up to £500
- Guests' personal effects - up to £250
- Christmas Seasonal Increases - 10% increase in insured value (1st Dec-6th Jan)
- Weddings Increase - 10% increase in insured value (one month prior to and after)
- Personal liability, in and out of home - up to £1,000,000
- Domestic employees liability - up to £10,000,000
- Occupiers' liability, ie damage to a third party in and around the home - up to £1,000,000
- Unsatisfied damages (in the event of policyholder being awarded damages but where third party cannot pay) - up to £100,000
- Legal expenses cover - up to £25,000
- Loss of heating oil - up to £750
- Loss of metered water - up to £750
Additional information can be found on the Theaa.com Home Insurance website. (See the links above) | 
AA Home Insurance
